Smart Financing Simple, flexible financing to support your business
Access financing based on your card sales and get your offer in 48 hours. No paperwork, no long wait.
Why choose SMART Financing Financing that fits your cash-flow
Easy to apply
Fast access to funds
Automatic repayment
How it works How Smart Financing works
Smart Financing is not a loan. It’s a financing solution where you repay as you earn.
Apply online in minutes. No paperwork or credit checks.
Get approved and receive funds in as little as 48 hours.
Repay automatically as a small % of your daily card takings.
No interest. Just one fixed fee. No surprises.
Use cases Flexible financing for everyday business needs
High-demand periods Prepare for busy seasons
Use the financing to invest in inventory, staff, or marketing ahead of high-demand periods.
Off-Peak times Smooth out slower periods
Manage expenses during off-peak times by smoothing out your cash flow.
Investments Upgrade or improve your business
Make small improvements or larger investments on your own terms.
ELIGIBILITY Who can access Smart Financing?
To qualify, you must have an acquiring agreement with Nets. If you only use our payment terminals (without Nets acquiring), you're not eligible. We automatically assess eligibility based on card turnover - no need to apply manually.
Contact us Get in touch for a free non binding offer
Please fill out the form and we'll get right back to you, or call toll free on +358 942450846 (Finland), +45 8082 0972 (Denmark) or +46 20881501 (Sweden) Why you should choose Smart Financing:
Pay back when your customers pay you
One fixed price, no hidden fees
Get your funding within 24 hours
Get up to € 500,000 in funding
Use the funding at your discretion
To qualify for Smart Financing you have:
been a Nets customer for a minimum of four months
a minimum of ten transactions a month on average
recorded transactions in at least two of the last four months
Our partnership Powered by Liberis
Smart Financing is offered in partnership with Liberis, a trusted funding platform used by 30,000+ businesses. Get pre-approved offers with no fixed monthly payments, just a small share of future card takings.